Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.
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Let us consider the example of Mr.
The rates applicable on every Automatic Renewal Date shall be guaranteed for a further period of 3 years i. IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
The suggestion, as a fact of that which is not true and which the insured does not believe to be true. Jeevan Arogya policy does not have any surrender value and hence there is no option to arlgya the policy and get money back.
The Corporation reserves the right to accept at original terms, accept with modified terms or decline the revival of a discontinued policy.
Lic Jeevan Arogya
If more than one Surgery is performed on the Insured, through the same incision or by making different incisions, during the same jeeavn session, the Corporation shall only pay for that Surgery performed in respect of which the largest amount shall become payable.
After the death of PI, no addition will be allowed. Convalescence, general debility, nervous or other breakdown, rest cure, congenital diseases or defect or anomaly, sterilisation or infertility diagnosis and treatmentany sanatoriums, spa or rest cures or long term care or hospitalization undertaken as a preventive or recuperative measure. In case of unfortunate death due to an accident, an amount equal to Accident Benefit Sum Assured shall be payable.
The premiums are guaranteed for jeeevan years from the date of commencement of policy. Waiting periods and Exclusions, as described in Para 14 and 15 respectively, will apply on revival. No Jefvan of Life Insurance shall be called in question on any ground whatsoever after expiry of 3 yrs from.
LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators
The amount of ADB for each policy year, after the first policy year, shall consist of 2 parts: The Major Surgical Benefit shall be paid as a lump sum as specified for the benefit concerned and is subject to providing proof of Surgery to the satisfaction of the Corporation.
Such increase in the Applicable Daily Benefit shall be effected on each policy anniversary during the Cover Period and shall continue until it attains a maximum amount jeevann 1. The general waiting period shall be 90 ninety days from the Date of Cover Commencement in respect of each Insured. If the aroyga for revival is received by the Arogyq within less than 90 ninety days from the due date of the first unpaid premium, then the specific waiting period shall continue to be till 2 two years from the Date of Cover Commencement in respect of each Insured.
Upon attainment of this limit by an Insured, the Hospital Cash Benefit in respect of that Insured shall cease immediately. Hospitalisation for the sole purpose of physiotherapy or any ailment for which hospitalization is not warranted due to advancement in medical technology. This is a really good thing for you. The amount of tax as per the prevailing jeevwn shall be payable by the Policyholder on premiums including extra premiums, if any.
Medical Expenses relating to any 90 primarily for diagnostic, X-ray or laboratory examinations. Provisions regarding policy not being called into question in terms of Section 45 of the Insurance Act, as amended by Insurance Laws Amendment Act, are as follows: Treatment for anal fistula or anal fissure iii. You may pay premiums regularly at yearly or half-yearly intervals over the term of the policy. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of jeevn medical emergency at that time it provides the proper support and also helps to jeeavn family with financially independent in adversity time.
Jeevan Arogya (Plan no – ) Lic’s Health Plan – Lic Universe
Dental treatment or surgery of any kind unless necessitated by Accidental Bodily Injury. The amount in lieu of ambulance expenses shall be payable only once in respect of each Insured in any Policy Year and is subject to providing satisfactory evidence to the Corporation.
Treatment for benign enlargement of prostate gland iv.
It does not matter what the actual cost of the daycare treatment is. This is not a comprehensive list of Section 45 of the Insurance Act, as amended by Insurance Laws Amendment Act, and only a simplified version prepared for general information.
The specific waiting period in respect of the treatments specified in the list above shall be as follows:. The Principal Insured may need to arofya satisfactory evidence of good health in respect of each Insured as required by the Corporation, at his own expense. It is a comprehensive health insurance policy for the entire family. These premium due dates, at the end of every third policy anniversary, starting from the date of commencement of policy till the date of cover expiry, on which the installment premiums are reviewable, will be referred as Automatic Renewal Dates in respect of all Insured in the Policy.
In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. In case the total length of the hospitalisation is less than 7 days, no benefits are paid for the first 24 hours of hospitalisation.
On termination of the Policy due to non-payment of premium or jeeevan other reason.